Letters to 666isMONEY.com
I thought these two letters were original but it turns out that Thistimeinneed sent me a
Rant from Ayn Rand, which I included, unedited at the bottom of this page
.
Date: Mon, 8 Mar 2004 20:45:28 -0800 (PST)
From:
Raquel
Subject: Re: (no subject)
To: ThistimeIneed@aol.com
So you think that money is the root of all evil? Have you ever asked what is the root of money?

 Yes, the root of money is slavery, enslavement.

Money is a tool of

 enslavement

exchange, which can't exist unless there are goods produced and

 slaves

men able to produce them. Money is the material shape of the principle that men who wish to deal
with one another must deal by trade and give value for value. Money is not the tool of the moochers,
who claim your product by tears, or of the looters, who take it from you by force. Money is made
possible only by the men who produce.

 Money is made possible by magic. It is intrinsically inert, unnecessary or no real value (most of the gold and
silver supply is consumed in jewlery).

Is this what you consider evil?

 It is "evil" because it enslaves people, causes the production of unnecessary, unhealthy objects and is the
cause of much unnecessary suffering.

When you accept money in payment for your effort, you do so only on the conviction that you will
exchange it for the product of the effort of others. It is not the moochers or the looters who give
value to money. Not an ocean of tears nor all the guns in the world can transform those pieces of
paper in your wallet into the bread you will need to survive tomorrow. Those pieces of paper, which
should have been gold, are a token of honor - your claim upon the energy of the men who produce.
Your wallet is your statement of hope that somewhere in the world around you there are men who
will not default on that moral principle which is the root of money.

 You have Faith in you wallet. in those pieces of paper; you have Faith that the stupid goyim will accept your
peices of paper, which "should have been gold"?

Is this what you consider evil?

 An unnecessary evil.

Have you ever looked for the root of production?

 The root of production is the urge to create, survive, thrive, create a better world for our children.

Take a look at an electric generator and dare tell yourself that it was created by the muscular effort
of unthinking brutes. Try to grow a seed of wheat without the knowledge left to you by men who
had to discover it for the first time. Try to obtain your food by means of nothing but physical
motions - and you'll learn that man's mind is the root of all the goods produced and of all the wealth
that has ever existed on earth.

 Brilliant!

But you say that money is made by the strong at the expense of the weak?

 Money served its purpose and is no longer necessary. It is superfluous. Modern machinery has made it
unnecessary.

What strength do you mean? It is not the strength of guns or muscles. Wealth is the product of
man's capacity to think. Then is money made by the man who invents a motor at the expense of
those who did not invent it? Is money made by the intelligent at the expense of the fools? By the
able at the expense of the incompetent? By the ambitious at the expense of the lazy? Money is
made - before it can be looted or mooched - made by the effort of every honest man, each to the
extent of his ability. An honest man is one who knows that he can't consume more than he has
produced.

 Wow, you really love money, you've composed a sonnet to your God. Nay an Opera.... Get to the point....


To trade by means of money is the code of the men of good will. Money rests on the axiom that
every man is the owner of his mind and his effort. Money allows no power to prescribe the value of
your effort except by the voluntary choice of the man who is willing to trade you his effort in return.
Money permits you to obtain for your goods and your labor that which they are worth to the men
who buy them, but no more. Money permits no deals except those to mutual benefit by the unforced
judgment of the traders. Money demands of you the recognition that men must work for their own
benefit, not for their own injury, for their gain, not their loss - the recognition that they are not beasts
of burden, born to carry the weight of your misery - that you must offer them values, not wounds -
that the common bond among men is not the exchange of suffering, but the exchange of goods.
Money demands that you sell, not your weakness to men's stupidity, but your talent to their reason;
it demands that you buy, not the shoddiest they offer, but the best your money can find. And when
men live by trade - with reason, not force, as their final arbiter - it is the best product that wins, the
best performance, then man of best judgment and highest ability - and the degree of a man's
productiveness is the degree of his reward. This is the code of existence whose tool and symbol is
money. Is this what you consider evil?

 Ugh.

But money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.
It will give you the means for the satisfaction of your desires, but it will not provide you with desires.
Money is the scourge of the men who attempt to reverse the law of causality - the men who seek to
replace the mind by seizing the products of the mind.

 Your mind is a gift of God, the products of your mind are free gifts of God.

Money will not purchase happiness for the man who has no concept of what he wants; money will
not give him a code of values, if he's evaded the knowledge of what to value, and it will not provide
him with a purpose, if he's evaded the choice of what to seek. Money will not buy intelligence for the
fool, or admiration for the coward, or respect for the incompetent. The man who attempts to
purchase the brains of his superiors to serve him, with his money replacing his judgment, ends up
by becoming the victim of his inferiors. The men of intelligence desert him, but the cheats and the
frauds come flocking to him, drawn by a law which he has not discovered: that no man may be
smaller than his money. Is this the reason why you call it evil?

 Trite, Money is UNNECESSARY.

Only the man who does not need it, is fit to inherit wealth - the man who would make his own
fortune no matter where he started. If an heir is equal to his money, it serves him; if not, it destroys
him. But you look on and you cry that money corrupted him. Did it? Or did he corrupt his money?
Do not envy a worthless heir; his wealth is not yours and you would have done no better with it. Do
not think that it should have been distributed among you; loading the world with fifty parasites
instead of one would not bring back the dead virtue which was the fortune. Money is a living power
that dies without its root. Money will not serve a mind that cannot match it. Is this the reason why
you call it evil?

 God will provide money if it is necessary.

Money is your means of survival.

 My brain, with the Grace of God is my means of survival.

The verdict which you pronounce upon the source of your livelihood is the verdict you pronounce
upon your life. If the source is corrupt, you have damned your own existence. Did you get your
money by fraud? By pandering to men's vices or men's stupidity? By catering to fools, in the hope
of getting more than your ability deserves? By lowering your standards? By doing work you
despise for purchasers you scorn?

 This is why money is a stumblingblock to human progress, spiritual evolution.

If so, then your money will not give you a moment's or a penny's worth of joy. Then all the things
you buy will become, not a tribute to you, but a reproach; not an achievement, but a reminder of
shame. Then you'll scream that money is evil. Evil, because it would not pinch-hit for your
self-respect? Evil, because it would not let you enjoy your depravity? Is this the root of your hatred
of money?

 No, Money is unnecessary, a stumblingblock.

Money will always remain an effect and refuse to replace you as the cause. Money is the product of
virtue,

 Ugh.

but it will not give you virtue and it will not redeem your vices. Money will not give you the
unearned, neither in matter nor in spirit. Is this the root of your hatred of money?

 Sigh.

Or did you say it's the love of money that's the root of all evil? To love a thing is to know and love its
nature. To love money is to know and love the fact that money is the creation of the best power
within you, and your passkey to trade your effort for the effort of the best among men. It's the
person who would sell his soul for a nickel, who is the loudest in proclaiming his hatred of money -
and he has good reason to hate it. The lovers of money are willing to work for it. They know they are
able to deserve it.

 I never said money was evil or that Love of Money is the Root of All evil....

Let me give you a tip on a clue to men's characters: the man who damns money has obtained it
dishonorably; the man who respects it has earned it.

 Stupid generality. I got my money legally, the law is dishonorable, making money is a game, life is a game.
Life sucks because of Money, open your eyes to the suffering!

Run for your life from any man who tells you that money is evil. That sentence is the leper's bell of
an approaching looter. So long as men live together on earth and need means to deal with one
another - their only substitute, if they abandon money, is the muzzle of a gun.

 No, civilization, education.

But money demands of you the highest virtues, if you wish to make it or to keep it. Men who have
no courage, pride, or self-esteem, men who have no moral sense of their right to their money and
are not willing to defend it as they defend their life, men who apologize for being rich - will not
remain rich for long.

 I got it legally. It's not worth dieing for.

They are the natural bait for the swarms of looters that stay under rocks for centuries, but come
crawling out at the first smell of a man who begs to be forgiven for the guilt of owning wealth.

 For centuries? They are everywhere, like cockroaches in a sewer.

They will hasten to relieve him of the guilt - and of his life, as he deserves.

 Yes, "Your Money or your Life."

 Won't remain rich because of the corrupt lawyers and judges, who will steal it from her.

Then you will see the rise of the double standard - the men who live by force, yet count on those
who live by trade to create the value of their looted money - the men who are the hitchhikers of
virtue.

 Like George Bush and his cronies.

In a moral society, these are the criminals, and the statutes are written to protect you against them.

 LOL.

But when a society establishes criminals-by-right and looters-by-law - men who use force to seize
the wealth of disarmed victims - then money becomes its creators' avenger. Such looters believe it
safe to rob defenseless men, once they've passed a law to disarm them. But their loot becomes the
magnet for other looters, who get it from them as they got it. Then the race goes, not to the ablest at
production, but to those most ruthless at brutality. When force is the standard, the murderer wins
over the pickpocket. And then that society vanishes, in a spread of ruins and slaughter.

 All because people were corrupted by money: if there wasn't any money they wouldn't be corrupted by it. With
modern machienery, we can produce enough necessities to share worldwide. I strongly believe in the Second
Amendment to keep the plutocrats and petty criminals in check.

Do you wish to know whether that day is coming? Watch money.

 I do, especially the Euro and the value of oil.

Money is the barometer of a society's virtue. When you see that trading is done, not by consent, but
by compulsion - when you see that in order to produce, you need to obtain permission from men
who produce nothing - when you see that money is flowing to those who deal, not in goods, but in
favors - when you see that men get richer by graft and by pull than by work, and your laws don't
protect you against them, but protect them against you - when you see corruption being rewarded
and honesty becoming a self-sacrifice - you may know that your society is doomed. Money is so
noble a medium that it does not compete with guns and it does not make terms with brutality. It will
not permit a country to survive as half-property, half-loot.

 I expect Babylon to fall soon. Things can not go on as they are!

Whenever destroyers appear among men, they start by destroying money, for money is men's
protection and the base of a moral existence. Destroyers seize gold and leave to its owners a
counterfeit pile of paper. This kills all objective standards and delivers men into the arbitrary power
of an arbitrary setter of values. Gold was an objective value, an equivalent of wealth produced.

 Gold was given a magical value and can be debased, counterfieters were crucified.

Paper is a mortgage on wealth that does not exist, backed by a gun aimed at those who are
expected to produce it. Paper is a check drawn by legal looters upon an account which is not
theirs: upon the virtue of the victims. Watch for the day when it becomes, marked: 'Account
overdrawn.'

 Now we're on the same track.

When you have made evil the means of survival, do not expect men to remain good.

 Money is the means of survival, men are evil therefore money is evil! (Or you could say they are evil because
they are uneducated, uncultured, uncivilized but money was the stumblingblock, their tool, their holy grail,
salvation happiness.

Do not expect them to stay moral and lose their lives for the purpose of becoming the fodder of the
immoral. Do not expect them to produce, when production is punished and looting rewarded. Do
not ask, 'Who is destroying the world?' You are.

 No, the moneylovers are destroying earth. Mining Gold is destroying the earth, polluting the rivers.

You stand in the midst of the greatest achievements of the greatest productive civilization and you
wonder why it's crumbling around you, while you're damning its life-blood - money.

 God (and oil) is the Life-Blood.

You look upon money as the savages did before you, and you wonder why the jungle is creeping
back to the edge of your cities.

 The "savages" did not need money.

Throughout men's history, money was always seized by looters of one brand or another, but
whose method remained the same: to seize wealth by force and to keep the producers bound,
demeaned, defamed, deprived of honor. That phrase about the evil of money, which you mouth with
such righteous recklessness,

 You're hearing things I never said.

comes from a time when wealth was produced by the labor of slaves - slaves who repeated the
motions once discovered by somebody's mind and left unimproved for centuries.

 We still have slaves. Wake up, open your eyes! The slaves are paid in Money, slave wages.

So long as production was ruled by force, and wealth was obtained by conquest, there was little to
conquer. Yet through all the centuries of stagnation and starvation, men exalted the looters, as
aristocrats of the sword, as aristocrats of birth, as aristocrats of the bureau, and despised the
producers, as slaves, as traders, as shopkeepers - as industrialists.

 Stupid goyim.

To the glory of mankind, there was, for the first and only time in history, a country of money - and I
have no higher, more reverent tribute to pay to America, for this means: a country of reason, justice,
freedom, production, achievement. For the first time, man's mind and money were set free, and
there were no fortunes-by-conquest, but only fortunes-by-work, and instead of swordsmen and
slaves, there appeared the real maker of wealth, the greatest worker, the highest type of human
being - the self-made man - the American industrialist.

 America was a God-fearing nation but now it has been corrupted by money.

If you ask me to name the proudest distinction of Americans, I would choose - because it contains
all the others - the fact that they were the people who created the phrase 'to make money'. No other
language or nation had ever used these words before; men had always thought of wealth as a
static quantity - to be seized, begged, inherited, shared, looted, or obtained as a favor. Americans
were the first to understand that wealth has to be created. The words 'to make money' hold the
essence of human morality.

 LOL.

Yet these were the words for which Americans were denounced by the rotted cultures of the
looters' continents. Now the looters' credo has brought you to regard your proudest achievements
as a hallmark of shame, your prosperity as guilt, your greatest men, the industrialists,

 I think the scientists, engineers and visionaries (like me) are the real creators of wealth/value.

as blackguards, and your magnificent factories as the product and property of muscular labor, the
labor of whip-driven slaves, like the pyramids of Egypt. The rotter who simpers that he sees no
difference between the power of the dollar and the power of the whip, ought to learn the difference
on his own hide - as, I think, he will.

 When Babylon falls, people will realize that money is unnecessary and will NOT revert to the whip.

Until and unless you discover that money is the root of all good, you ask for your own destruction.
When money ceases to be the tool by which men deal with one another, then men become the tools
of men. Blood, whips and guns - or dollars. Take your choice - there is no other - and your time is
running out."

 Either we abolish money, Law and the $tate (all created by Man) or Babylon will fall.

I see you like quotes from famous philosophers, I think this one suits you quite well:
"Till a man can judge whether they be truths or not, his understanding is but little improved, and
thus men of much reading, though greatly learned, but may be little knowing."
John Locke (1632 - 1704)

 You can't see the Truth so how can you judge it? You're the person who crucified Christ for upsetting the
tables of the moneychangers! Read your Gospels.
Date: Fri, 12 Mar 2004 06:47:52 -0800 (PST)
From:
Raquel
Subject: Re: Replies to your replies on money
To: ThistimeIneed[@aol.com] [Remove Brackets]
 . . . Money is made possible by magic. It is intrinsically inert, unnecessary or no real value (most of the gold
and silver supply is consumed in jewelry).

I suppose if you were to use the word magic loosely, I would agree; as long as it was magic in the
sense of an unknown ability to grant importance to an object. It seems like fiat money (paper
money) is just that, papers that by some method are ascribed value. But we should not hasten to
pass such quick judgments. People have used all sorts of things for money, including wheat and
tobacco, so it seems like an object is given its value by those who value it. Now I know that you will
agree that valuing wheat is a good thing, being it's an agricultural product and so and so forth, but
it seems like people like to have money be it wheat or gold.
They like it because they can't imagine a society without it or they are cynical and believe everyone
but themselves is capable of living in a civilization without money, where people work for the
satisfaction of creating something beneficial.

Now what sort of benefit does money offer us? Well, first and foremost it is a uniformed unit of
measurement that allows us to escape the drudgeries of the barter system. If we abolish money, we
have no option but to go back to the barter system to exchange goods or attempt to make every
single product we want in house. . . .

 See what I mean, you can't imagine. Modern machinery produces an abundance, there is no need to barter
and hoard.

Can you imagine what Beethoven's piano would have sounded like if his father had made it and not
the best piano builder in Europe?!!?!!?

 No, someone who appreciates good music would make Mozart a piano.

So on top of a unit of exchange, money also allows us to specialize in things. If we were all farming,
there would be little time to pursue knowledge, create music, create new cures for diseases,
advance civilization, etc. That would mean that instead of writing meditations, Descartes would
have been hard at work in the fields tilling the earth. . . which sounds like a better use of his time?

 Without money half the work force in America (bankers, bookkeepers, accountants, bureaucrats, salesmen,
real-estate agents etc.) could share the work with the other half and only have to work 20 hours a week

 . . . It is "evil" because it enslaves people, causes the production of unnecessary, unhealthy objects and is the
cause of much unnecessary suffering.

I would be inclined to say that unhealthy objects are produced under our current mixed economy
system. But although I would say they are unhealthy, I would not advocate for the abolishment of
such goods. To abolish a successful product is to take a product away from people who are want it
and are willing to spend (exchange) their money (surplus production) on (for) it. It seems like it
would be a slippery slope to start taking away something like cigarettes (because of health
reasons) and then fast food, and then snack foods. Eventually, one would be left with the least
offensive and blandest of foods. It is not freedom to dictate what one can consume, and in the same
right it is not freedom to dictate what one can produce. I think, and you would most likely agree, that
man is happiest when he is freest.

 Without money, if you wanted to grow tobacco or marijuana, no one would stop you unless there were people
starving and peanuts could be grown there instead or you were growing it in the desert wasting water. Or
growing marijuana and wasting a lot of electricity with grow lights, fans and etc. How would they stop it?
Shunning, rebuke, logic/reasoning and if that didn't work, we may have to cut off their water/electric supply.

Now as for unnecessary suffering, I'm not sure how I feel about that. We have drug companies
today and in their heart of hearts want nothing more than to make a profit(money). And because of
their voracious appetite for money, they create all sorts of drugs that do all sorts of great things for
society. So their quest for money has actually alleviated some of the world's unnecessary suffering.

 On the contrary, many drugs are unpatented and inexpensive, like vitamin A, which would save many from
blindness in Africa but there is no profit in giving it to them. The drug manufacturers have no incentive to make
drugs for the third world because they can't afford to buy the drugs. If people in America lived healthy lifestyles
and weren't so crazy or stressed over money requiring psychological drugs and drugs to control their unhealthy
lifestyles ...

On top of all the good deeds the drug companies do, they have extremely good jobs for people;
allowing families to be well fed and well read. Now let us examine a company that isn't in the
business of helping people(so we are inclined to think). Now it is generally conceded (though
immediate concision is hardly proof of anything) that cigarette companies make a product that is by
nature harmful to a person. Their product leads to millions of deaths and yada yada yada, but!
We've already conceded that humans are happiest when they are freest, and the use of cigarettes
falls under this umbrella of freedom.
If they get sick from smoking, then they enslave someone (wage slave) to take care of them. If they
are willing to die because of their smoking, they are free to do that but don't expect me to take care
of them because of their unhealthy choice. I'll help them commit suicide or quit smoking.

Now one may be inclined to say that cigarettes are addictive and therefore, people are not free to
choose weather or not to buy them; but the first time a smoker smokes, he is not under any
compulsion by nicotine
I was under the compulsion of my delinquent friends when I started smoking. Fortunately I quit a
few years later.
and therefore his consent is given upon his first drag. Let us not forget that these people willingly
want these products and gladly exchange their surplus production (money) for it. But what of the
factory workers, management, and various other peoples in the company? They too receive good
salaries allowing them to provide for their families.

 But do they enjoy being wage slaves manufacturing tobacco so people get sick, become burdens to society
and the health system and die early.

 . . . Enslavement

Ok, so by enslavement we're saying basically people are forced to work for a living wage or else
they'll die (starve to death, get the plague, whatever). And as a fair and open minded individual I
have gone to great lengths to listen to your show and give a courteous ear to your critiques, for it
would be rude, close minded, and lazy of me not to.

 Think about being on my show next Friday at 9pm or give me your phone number so I can call you from the
studio.

I watched a recent episode of your TV show where you advocated for a return to the Midwest
(Nebraska, Kansas, etc) where people would farm their own staples of food (I believe you said soy
beans and corn).

  When Babylon falls we will travel/travil to midwest because that is where an abundance of food (corn &
soybeans) exists in silos, which will keep the grains whole for an undetermined (by me) amount of years. (Do
you know how many years grain can be stored in a silo without a vacuum seal?)

Now, obviously we would agree that farming is hard work, with the planting and the tilling and what
not, and so to feed yourself you're going to have to work pretty hard.

 Farming is relatively easy with modern machinery. I have charts from the U.S. Dept. of Agriculture showing
how productive agriculture is today. Maybe you remember in school how 100 years ago, 20 or 50 percent of
the workforce was employed in Agriculture but today that is less than 1%, who manufacture all our food and
half of that agriculture workforce is involved in the production of meat (growing corn, sorghum and other pearls
tossed before swine), which is unhealthy and bad karma to eat (I'm a vegetarian).

Now this may not sound so bad to all, but let us draw a comparison to say . . . . a 'slave' worker of
McDonalds. They, like the farmer, must work quite hard at a job they may or may not like for enough
to feed themselves and keep shelter over their heads. They are both driven by the desire to survive
and to exchange their hard work for another day's free breath. When we then look for a real slave,
we find that either both the farmer and the worker are slaves or that neither are slaves since they
both act out of a need for survival.

 The majority of slaves in America had it pretty good wouldn't you agree, they probably had a better life on the
plantation than in Africa?

 . . . Money served its purpose and is no longer necessary. It is superfluous. Modern machinery has made it
unnecessary. The root of production is the urge to create, survive, thrive, and create a better world for our
children.

The soviets thought that, the sized the private property in the late teens, and were stuck with a
country full of 1950s machinery when their government collapsed because they didn't believe that
industrialization is a dynamic thing, requiring constant upgrading, retooling and improvement.

 Soviets had socialism, not communism. (A communist society will have no money.) The soviets were not
ready yet for communism, read communism definitions here:
666ismoney.com/Satan.html

Now some may be happy to live to be 79, but I intend to die at 100
 
 I'd be interested to hear your theory on how you intend to do that.

and so to do that, production must be made better and more efficient; something that just can not
be done without the life blood that has spurred it from its birth (money).

 Life blood of "civilization" today is oil and the spigot is running dry. The government isn't telling us the truth
that we are going to run out SOONI If they told the truth about the oil and assassination of JFK, there would be
panic, disillusionment.

I would liken it to a mother who stops feeding a baby because it is now one year old. The baby
wants to live but it can never live without food. Man wants to create, but he can never do it well
without the abilities (plant property and equipment) money provides him.

 For civilization to evolve, for Man to mature, we have to eliminate money, laws and international boundaries.

I've taken the liberty of arranging your responses in an argument, adding a very basic premise I'm
sure you will have no problem agreeing with and took the liberty of drawing the conclusion.

Your mind is a gift of God (you)
the products of your mind are free gifts of God. (you)
God will provide money if it is necessary. (you)
A long time ago, someone came up with the idea of money (me)
Ergo God has given us the gift (provided) of money and therefore he believes it is necessary.

 For civilization to evolve, for Man to mature, we have to eliminate money, laws and international boundaries.
Money served its purpose. God has given us brains to figure that out.
Ayn Rand on money
From ATLAS SHRUGGED, by Ayn Rand, page 387:
Rearden heard Bertram Scudder, outside the group, say to a girl who made some sound of indignation, “Don’t
let him disturb you. You know, money is the root of all evil—and he’s the typical product of money.”
Rearden did not think that Francisco could have heard it, but he saw Francisco turning to them with a gravely
courteous smile.

“So you think that money is the root of all evil?” said Francisco d’Aconia. “Have you ever asked what is the
root of money? Money is a tool of exchange, which can’t exist unless there are goods produced and men able
to produce them. Money is the material shape of the principle that men who wish to deal with one another must
deal by trade and give value for value. Money is not the tool of the moochers, who claim your product by tears,
or of the looters, who take it from you by force. Money is made possible only by the men who produce. Is this
what you consider evil?

“When you accept money in payment for your effort, you do so only on the conviction that you will exchange it
for the product of the effort of others. It is not the moochers or the looters who give value to money. Not an
ocean of tears nor all the guns in the world can transform those pieces of paper in your wallet into the bread
you will need to survive tomorrow. Those pieces of paper, which should have been gold, are a token of
honor— your claim upon the energy of the men who produce. Your wallet is your statement of hope that
somewhere in the world around you there are men who will not default on that moral principle which is the root
of money. Is this what you consider evil?

“Have you ever looked for the root of production? Take a look at an electric generator and dare tell yourself
that it was created by the muscular effort of unthinking brutes. Try to grow a seed of wheat without the
knowledge left to you by men who had to discover it for the first time. Try to obtain your food by means of
nothing but physical motions—and you’ll learn that man’s mind is the root of all the goods produced and of all
the wealth that has ever existed on earth.

“But you say that money is made by the strong at the expense of the weak? What strength do you mean? It is
not the strength of guns or muscles. Wealth is the product of man’s capacity to think. Then is money made by
the man who invents a motor at the expense of those who did not invent it? Is money made by the intelligent at
the expense of the fools? By the able at the expense of the incompetent? By the ambitious at the expense of
the lazy? Money is MADE—before it can be looted or mooched—made by the effort of every honest man,
each to the extent of his ability. An honest man is one who knows that he can’t consume more than he has
produced.

“To trade by means of money is the code of the men of good will. Money rests on the axiom that every man is
the owner of his mind and his effort. Money allows no power to prescribe the value of your effort except by the
voluntary choice of the man who is willing to trade you his effort in return. Money permits you to obtain for your
goods and your labor that which they are worth to the men who buy them, but no more. Money permits no
deals except those to mutual benefit by the unforced judgment of the traders. Money demands of you the
recognition that men must work for their own benefit, not for their own injury, for their gain, not their loss—the
recognition that they are not beasts of burden, born to carry the weight of your misery—that you must offer
them values, not wounds—that the common bond among men is not the exchange of suffering, but the
exchange of GOODS. Money demands that you sell, not your weakness to men’s stupidity, but your talent to
their reason; it demands that you buy, not the shoddiest they offer, but the best your money can find. And when
men live by trade—with reason, not force, as their final arbiter—it is the best product that wins, the best
performance, then man of best judgment and highest ability—and the degree of a man’s productiveness is the
degree of his reward. This is the code of existence whose tool and symbol is money. Is this what you consider
evil?

“But money is only a tool. It will take you wherever you wish, but it will not replace you as the driver. It will give
you the means for the satisfaction of your desires, but it will not provide you with desires. Money is the scourge
of the men who attempt to reverse the law of causality—the men who seek to replace the mind by seizing the
products of the mind.

“Money will not purchase happiness for the man who has no concept of what he wants; money will not give him
a code of values, if he’s evaded the knowledge of what to value, and it will not provide him with a purpose, if
he’s evaded the choice of what to seek. Money will not buy intelligence for the fool, or admiration for the
coward, or respect for the incompetent. The man who attempts to purchase the brains of his superiors to
serve him, with his money replacing his judgment, ends up by becoming the victim of his inferiors. The men of
intelligence desert him, but the cheats and the frauds come flocking to him, drawn by a law which he has not
discovered: that no man may be smaller than his money. Is this the reason why you call it evil?

“Only the man who does not need it, is fit to inherit wealth—the man who would make his own fortune no matter
where he started. If an heir is equal to his money, it serves him; if not, it destroys him. But you look on and you
cry that money corrupted him. Did it? Or did he corrupt his money? Do not envy a worthless heir; his wealth is
not yours and you would have done no better with it. Do not think that it should have been distributed among
you; loading the world with fifty parasites instead of one, would not bring back the dead virtue which was the
fortune. Money is a living power that dies without its root. Money will not serve that mind that cannot match it. Is
this the reason why you call it evil?

“Money is your means of survival. The verdict which you pronounce upon the source of your livelihood is the
verdict you pronounce upon your life. If the source is corrupt, you have damned your own existence. Did you
get your money by fraud? By pandering to men’s vices or men’s stupidity? By catering to fools, in the hope of
getting more than your ability deserves? By lowering your standards? By doing work you despise for
purchasers you scorn? If so, then your money will not give you a moment’s or a penny’s worth of joy. Then all
the things you buy will become, not a tribute to you, but a reproach; not an achievement, but a reminder of
shame. Then you’ll scream that money is evil. Evil, because it would not pinch-hit for your self-respect? Evil,
because it would not let you enjoy your depravity? Is this the root of your hatred of money?

“Money will always remain an effect and refuse to replace you as the cause. Money is the product of virtue, but
it will not give you virtue and it will not redeem your vices. Money will not give you the unearned, neither in
matter nor in spirit. Is this the root of your hatred of money?

“Or did you say it’s the LOVE of money that’s the root of all evil? To love a thing is to know and love its nature.
To love money is to know and love the fact that money is the creation of the best power within you, and your
passkey to trade your effort for the effort of the best among men. It’s the person who would sell his soul for a
nickel, who is the loudest in proclaiming his hatred of money—and he has good reason to hate it. The lovers of
money are willing to work for it. They know they are able to deserve it.”

“Let me give you a tip on a clue to men’s characters: the man who damns money has obtained it dishonorably;
the man who respects it has earned it.

“Run for your life from any man who tells you that money is evil. That sentence is the leper’s bell of an
approaching looter. So long as men live together on earth and need means to deal with one another—their
only substitute, if they abandon money, is the muzzle of a gun.

“But money demands of you the highest virtues, if you wish to make it or to keep it. Men who have no courage,
pride, or self-esteem, men who have no moral sense of their right to their money and are not willing to defend
it as they defend their life, men who apologize for being rich—will not remain rich for long. They are the natural
bait for the swarms of looters that stay under rocks for centuries, but come crawling out at the first smell of a
man who begs to be forgiven for the guilt of owning wealth. They will hasten to relieve him of the guilt—and of
his life, as he deserves.

“Then you will see the rise of the double standard—the men who live by force, yet count on those who live by
trade to create the value of their looted money—the men who are the hitchhikers of virtue. In a moral society,
these are the criminals, and the statutes are written to protect you against them. But when a society
establishes criminals-by-right and looters-by-law—men who use force to seize the wealth of DISARMED
victims—then money becomes its creators’ avenger. Such looters believe it safe to rob defenseless men,
once they’ve passed a law to disarm them. But their loot becomes the magnet for other looters, who get it from
them as they got it. Then the race goes, not to the ablest at production, but to those most ruthless at brutality.
When force is the standard, the murderer wins over the pickpocket. And then that society vanishes, in a
spread of ruins and slaughter.

“Do you wish to know whether that day is coming? Watch money. Money is the barometer of a society’s virtue.
When you see that trading is done, not by consent, but by compulsion—when you see that in order to produce,
you need to obtain permission from men who produce nothing—when you see that money is flowing to those
who deal, not in goods, but in favors—when you see that men get richer by graft and by pull than by work, and
your laws don’t protect you against them, but protect them against you—when you see corruption being
rewarded and honesty becoming a self-sacrifice—you may know that your society is doomed. Money is so
noble a medium that it does not compete with guns and it does not make terms with brutality. It will not permit
a country to survive as half-property, half-loot.

“Whenever destroyers appear among men, they start by destroying money, for money is men’s protection and
the base of a moral existence. Destroyers seize gold and leave to its owners a counterfeit pile of paper. This
kills all objective standards and delivers men into the arbitrary power of an arbitrary setter of values. Gold was
an objective value, an equivalent of wealth produced. Paper is a mortgage on wealth that does not exist,
backed by a gun aimed at those who are expected to produce it. Paper is a check drawn by legal looters
upon an account which is not theirs: upon the virtue of the victims. Watch for the day when it becomes,
marked: ‘Account overdrawn.’

“When you have made evil the means of survival, do not expect men to remain good. Do not expect them to
stay moral and lose their lives for the purpose of becoming the fodder of the immoral. Do not expect them to
produce, when production is punished and looting rewarded. Do not ask, ‘Who is destroying the world?’ You
are.

“You stand in the midst of the greatest achievements of the greatest productive civilization and you wonder
why it’s crumbling around you, while your damning its life-blood—money. You look upon money as the
savages did before you, and you wonder why the jungle is creeping back to the edge of your cities.
Throughout men’s history, money was always seized by looters of one brand or another, but whose method
remained the same: to seize wealth by force and to keep the producers bound, demeaned, defamed,
deprived of honor. That phrase about the evil of money, which you mouth with such righteous recklessness,
comes from a time when wealth was produced by the labor of slaves—slaves who repeated the motions once
discovered by somebody’s mind and left unimproved for centuries. So long as production was ruled by force,
and wealth was obtained by conquest, there was little to conquer. Yet through all the centuries of stagnation
and starvation, men exalted the looters, as aristocrats of the sword, as aristocrats of birth, as aristocrats of the
bureau, and despised the producers, as slaves, as traders, as shopkeepers—as industrialists.

“To the glory of mankind, there was, for the first and only time in history, a COUNTRY OF MONEY—and I have
no higher, more reverent tribute to pay to America, for this means: a country of reason, justice, freedom,
production, achievement. For the first time, man’s mind and money were set free, and there were no fortunes-
by-conquest, but only fortunes-by-work, and instead of swordsmen and slaves, there appeared the real maker
of wealth, the greatest worker, the highest type of human being—the self-made man—the American
industrialist.

“If you ask me to name the proudest distinction of Americans, I would choose—because it contains all the
others—the fact that they were the people who created the phrase ‘to MAKE money.’ No other language or
nation had ever used these words before; men had always thought of wealth as a static quantity—to be
seized, begged, inherited, shared, looted, or obtained as a favor. Americans were the first to understand that
wealth has to be created. The words ‘to make money’ hold the essence of human morality.

“Yet these were the words for which Americans were denounced by the rotted cultures of the looters’
continents. Now the looters’ credo has brought you to regard your proudest achievements as a hallmark of
shame, your prosperity as guilt, your greatest men, the industrialists, as blackguards, and your magnificent
factories as the product and property of muscular labor, the labor of whip-driven slaves, like the pyramids of
Egypt. The rotter who simpers that he sees no difference between the power of the dollar and the power of the
whip, ought to learn the difference on his own hide-as, I think, he will.

“Until and unless you discover that money is the root of all good, you ask for your own destruction. When
money ceases to be the tool by which men deal with one another, then men become the tools of men. Blood,
whips and guns—or dollars. Take your choice—there is no other—and your time is running out.”